Remember, the Talking Heads have blinding 20/20 hindsight

How many market have you seen go up or down out of the blue

The Talking Heads always have a reason

Ponder how your instincts get jumbled watching daytime CNBC, or even Cramer with one of his "great" stocks, even though he tells you to wait and ponder and do your homework

The future is largely unknowable simply because when you look ahead you see an extension to the now

You are unable to factor in what will be the technology even next year

Another aspect of Factor X