First of all, its nice to see someone from raleigh on the board. Fellow resident of the capital city right here!! Concerning your stock portfolio, I would recommend that you diversify into sectors other than energy. If you are going to have just 5 or 6 stocks and 2 of them oil/natural gas, know that your portfolio is highly leveraged to oil/natural gas prices. Not a bad idea for long term, but just something to think about. I would split your remaining portfolio holdings into healthcare,tech, and financial stocks.