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AlbertDumb
10-29-2015,
EXPU -- some impressive due diligence from another stock message board

EXPU UPDATED DD

Expert Group’s primary revenue engine is “Expert Financing.” This company specializes in providing residential and commercial loans and has been in business since 2005 in the Florida marketplace.

Recently, Expert Financing has experienced a notable surge of growth, showing a solidly profitable 2009 Q3 and what appears to be an even brighter future.

Expert has also assisted in loans for luxurious projects like the Icon Brickell, Aventura Marina, Williams Island, the Continuum in South Beach, Aqualina and The Trump in Sunny Isles Beach.

This presentation will deal primarily with Expert Financing and showcase their achievements as well as speculate about their future potential.

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2009 has been a significant year for Expert Financing. Several milestones were reached. Some of these include:
Expert secures FHA lending status.
Expert partners with several new banks and lending institutions, including Ginnie Mae.
Expert opens two new locations.
Expert greatly increases originators and originations.
Expert begins offering Government backed SBA loans
Expert enhances brand recognition through television, billboards, and special features such as The Best of South Florida. Best of South Florida
Expert added to their management team as well as adding processors to their back office.
Expert currently has 65 originators actively working to secure new business.
Expert was featured prominently on Mortgage Daily, the largest publication in the industry. Mortgage News for the Mortgage Industry | National Mortgage Loan and Rates News
Expert will celebrate the grand opening of the BAL Harbour location this November. At this event the company will receive the prestigious Proclamation Award from the city of Bay Harbour Island.
Expert Group signed with 10 new banks in 2009 including Bank of America. This brings Expert’s alliances with banks to 50. Because of these strategic partnerships Expert can find more people better loans. Expert Finance's loan closing rate is well above average within the industry
SOURCE: Expert Group Inc. Completes Funding Requirements for 2009, Stabilizes Share Structure

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EXPU SHARE STRUCTURE

As of November 2009
Authorized Shares = 100,000,000
Outstanding Shares = 43,661,833
Float = 22,134,412


The EXPU Transfer Agent is not gagged. Investors can call the TA and receive current share structure information.
Phone: (602) 485-1346

As per an October 2009 press release, CEO Robert Rico stated that all funding for 2009 had been completed.
Our understanding from this recent PR is that the share structure will remain stable at least until sometime in 2010.
Rico also said: “…I'm pleased to report that we're headed into 2010 with a good pool of capital.” Expert Group Inc. Completes Funding Requirements for 2009, Stabilizes Share Structure
It strongly appears from these statements and information that the 22M float share structure is currently solid. Expert Group Inc. Completes Funding Requirements for 2009, Stabilizes Share Structure

Expert Group also recently lowered the A/S from 200B to 100M, representing a 95% decrease in authorized shares! Expert Group, Inc. Corporate Structure and Corporate Updates
On 9/30/2009, Expert Group completed the 95% share reduction. Here is a link to the reduction filing at the Nevada S.O.S. https://esos.state.nv.us/SOSServices...ERT+GROUP,+INC.


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ABOUT THE CEO

Robert Rico is chairman of the board of directors of Expert Group Inc. as well as the chairman of Expert Financing & Investments Inc. a company he co-founded in 2005. Expert Financing has been originating conventional and government loans since its inception. The company started as a retail firm providing millions of dollars in real estate loans to all types of borrowers including domestic and foreign nationals for all kinds of properties including condominiums, single family residences, town houses, commercial buildings like hotels, strip mall, gas station, restaurants, warehouses, industrial facilities and day care to name a few. Expert has also assisted in loans for luxurious projects like the Icon Brickell, Aventura Marina, Williams Island, the Continuum in South Beach, Aqualina and The Trump in Sunny Isles Beach. The company operates as a public company with its shares trading on the over the counter under the stock symbol EXPU. As a loan origination and marketing firm, utilized as an independent outsource platform for several national and regional community banks. "We have originated and closed millions of dollars in loans since our inception with steady production consistent to date." Robert Rico is a self-made entrepreneur with experience in both the public and private sector with a clear vision for Expert Financing to become the "go to firm" for all your real estate lending needs.

SOURCE: South Florida Businessmen Robert Rico

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BRANDING THE EXPERT NAME

Robert Rico has stated repeatedly that Expert’s goal is to become a “household name.” Expert has taken several steps in 2009 to become more recognized in their target markets. Expert Group, Inc. Opens Third Location, Forecasts an Additional $3,000,000 in Annual Revenues

“We are taking all the right steps necessary to fulfill our business plan of opening multiple locations and branding Expert Financing as the go-to firm for all your Real Estate Lending Needs.” Expert Group, Inc. Opens Third Location, Forecasts an Additional $3,000,000 in Annual Revenues

“We are successfully branding the 'Expert Financing' name all over the Florida marketplace. We offer people the absolute best deal on home loans. Our closing ratio is higher than other lenders.” Expert Group, Inc. Opens Third Location, Forecasts an Additional $3,000,000 in Annual Revenues

BILLBOARDS: Our New Billboard Is UP! | Expert Financing Blog

RADIO ADVERTISEMENTS: Expert Group Current Radio Advertisements | Expert Financing Blog

TELEVISION ADVERTISEMENTS: YouTube - expertgroupinc's Channel

BEST OF SOUTH FLORIDA TV SHOW: Expert Group On TV | Expert Financing Blog

Anthonyfamy
10-29-2015,
Latest PR

Expert Group Files to Upgrade Pink Sheets Status to Fully Transparent Category
Date : 12/16/2009 @ 8:56AM
Source : MarketWire
Stock : Expert Group (EXPU)
Quote : 0.07 -0.006 (-7.89%) @ 4:35PM


Expert Group Files to Upgrade Pink Sheets Status to Fully Transparent Category




MIAMI, FL -- (Marketwire) -- 12/16/09 --

Expert Group, Inc. (PINKSHEETS: EXPU), in an ongoing effort to brand Expert Financing as your go-to firm for all your Real Estate Lending needs, is proud to announce that it has filed all of the required documents with Pinksheets.com for the company's stock to be included in the "Current Information" category


Robert Rico stated: "Upgrading our status on Pink Sheets is simply the first step on the journey toward Expert Group uplisting to the OTCBB. We have filed all the documents necessary in order to be upgraded to a fully transparent category on Pink Sheets. These documents include Expert's financial statements and Disclosure Statements."


Expert Group predicts that the Pink Sheets upgrade process will be complete before 2010. Investors will be able to view the upgraded change online within 1 to 2 weeks from today's date


Expert Group is pleased to retain John C. Frohling as our legal counsel

Mr. Frohling has been the company's attorney for over 2 years and is currently helping Expert to spearhead the process of both upgrading the company's status on Pink Sheets as well as moving forward with the full uplisting of EXPU stock to the OTCBB. Mr. Frohling has many years of experience and has an impressive resume to say the least. Through his expertise in finance law, Mr. Frohling assisted the federal government in establishing SEC rules and regulations


Robert Rico concluded: "John Frohling is helping Expert to bring full transparency to our shareholders. I am thrilled with the direction he has helped to provide us moving forward. We are moving fast here at Expert, increasing shareholder value daily through increased transparency, strategic partnerships, and bottom line net profit among other things

Investors can expect more updates about the OTCBB uplisting soon."

Aqndionlj
10-30-2015,
EXPU I sure like this pr that came out dec/19/09
MIAMI, FL--(Marketwire - 12/15/09) - Expert Group, Inc. (Pinksheets:EXPU - News), a financial Lending Institution specializing in Home and Commercial Real Estate Loans, is pleased to update our valued shareholders regarding company progress.

Robert Rico stated: "2009 has been a year of tremendous progress and achievement for Expert Group. Our business has made significant strides but I believe that the best is yet to come. Here are a few key areas in which Expert Group has proven a commitment to excellence and ultimate success":

LOAN OFFICERS -- 80 originators (or "loan officers") are currently operating under the Expert Financing umbrella. 2009 has been a year of explosive growth for us as we have added 55 new originators this year alone. The loan officers are ultimately expected to close at least one loan per month. Expert Group is pleased to report that many of the loan officers have already surpassed this goal in the 4th Quarter of 2009.

NEW LOCATIONS -- Expert is pleased to report that our third location in Bal Harbour is already operating at 75% capacity. Expert is actively seeking to add an additional 20 new loan officers to this location. The Aventura Mall location continues to bring in a steady stream of originations and helps to further brand the "Expert Financing" name.

LOAN CLOSINGS -- Expert Group is pleased to report that our loan closing rate has been higher than average and our number of loan closings this quarter has been the strongest one thus far in 2009. Expert Group believes that the housing market is rebounding sharply and that 2010 could show a full recovery in our industry. Because of the federal tax-credit and the low-priced homes available Expert continues to realize over $10M in originations per month through the residential side of our business.

BRANDING THE EXPERT NAME -- Expert has made significant progress in branding the company's name and logo to the Florida marketplace. Through the use of television, radio, billboards, and strategic locations Expert is becoming a recognized leader in our industry.

Q4 EARNINGS PROJECTIONS -- Expert Group's total revenues were $305,502.56 for the quarter ended September 30, 2009, which compares to total revenues of $85,303.76 for the quarter ended September 30, 2008, a 258.13% increase. The Company recorded net income of approximately $187,192.17 or $.0044 earnings per share, for the quarter ended September 30, 2009. This represents a 350% increase when compared to total net income for the quarter ended September 30, 2008. Expert Group is pleased to announce that we anticipate another quarter of solid net profit.

REMAX DEAL -- Earlier this year Expert Group entered into a deal with REMAX Miami. Expert Group is pleased to report that through this deal REMAX Miami has directed several FHA home buyers to Expert Financing to receive home loans. This strategic partnership has been yet another significant milestone of 2009.

POSSIBLE ACQUISITION IN 2010 -- Expert Group is pleased to announce that it has made solid progress in the due diligence phase of considering an acquisition. Investors should be confident that Expert will not finalize the acquisition unless it adds exponential value to our company. Currently, Expert Group is confident that this potential acquisition may be secured through non-dilutive means.

SHARE STRUCTURE -- The share structure for EXPU remains unchanged since our last update at 43M outstanding shares and 22M shares in the public float. Expert Group is pleased to report it is heading into 2010 with a substantial pool of working capital. Any dilution in 2010 will be either non-existent or kept to an absolute minimum. Expert Group is committed to growing the business responsibility. At this time Expert does not anticipate the need to raise significant funds in Q1 of 2010.

Awards and Honors.

Expert Financing in 2009 Received the key to the city of North Miami Beach for outstanding work in The city the company was founded in, as well as featured on The Best of South Florida as south florida's premier lending institution.

Robert Rico concluded: "Expert Group has proven in 2009 that the company means business. I view 2009 as a year in which we put in a rock-solid foundation for our company. Now, let's look forward to 2010. With the addition of more originators, a possible acquisition, more strategic partnerships, and a rebounding home market it is time to build on the foundation we laid in 2009!"

alutixusini
10-31-2015,
EXPU News!!!!

Expert Group Inc. Releases Budget Report, Announces Full Business Profitability
Expert Group Inc. Releases Budget Report, Announces Full Business Profitability
MIAMI, FL, Dec. 24, 2009 (Marketwire) --

MIAMI, FL -- (Marketwire) -- 12/24/09 -- Expert Group, Inc. (PINKSHEETS: EXPU), a Financial Lending Institution specializing in Home and Commercial Real Estate Loans, is pleased to release the 2010 Budget Report.

Robert Rico stated: "The 2010 Budget Report is an explanation of what Expert Group's break even point is for any given month. Based on 2009 numbers, Expert Group only needs to close 10 loans per month in order to break even. We at Expert believe that we will far exceed 10 closed loans every month, however, our 'break even budget' is being made public so that investors can understand that moving forward now and into 2010 Expert Group is operating as a 100% profitable business entity."

In 2009, the average loan amount that Expert Group closed was $170,000 per loan. Expert Group earned revenues on average of $5,010 per loan, or 3% commission of the total loan amount. Expert Group averaged $2,040 net profit per loan, or 40% of the closing revenues.

Expert Group need only close 10 loans per month to cover the entire business overhead. This figure includes all three of the Expert Financing locations and covers all business operations. The "break even budget" does not take into consideration commercial or jumbo loans nor any revenues generated from title closings.

Expert Group invites investors to view the full Budget Report by visiting: http://ow.ly/P4m7 (200KB PDF)

Mr. Rico further explained: "We are fortunate to be in the growth-oriented South Florida market and we will continue to grow the business in a turnaround economy. October and November home data indicates that the Florida housing market is sharply rebounding."

Expert Group is entering 2010 with $2.3M in new loans business and even more on deck. The Expert Group 'Pipeline Report' details those loans which have progressed to a point where Expert is fully confident that they will close. We currently have 15 new loans in our pipeline. Additionally, Expert has another 25 new loans on deck that are at the D.U. stage or 'Desktop Underwriting' and have a high likelihood of closing.

Investors are invited to view our current Pipeline Report here: http://ow.ly/P4xl (20KB PDF)

Robert Rico concluded: "We are entering 2010 with 3 locations and an aggressive marketing strategy. This puts us in a wonderful position to experience massive growth in 2010. As always I want to extend an invitation to all shareholders to visit us. Have a Merry Christmas and a Happy New Year from Expert Financing."

About Expert Group, Inc.

Expert Group, Inc. markets a variety of financial products and services through Expert Financing & Investments; Expert is licensed by the Department of Financial Regulations and a member of FAMB, FHA and VA Lender.

About Expert Financing:

Expert financing offers up-to-date loan programs tailored to all borrowers' needs, specializing in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans of all sizes. Let Expert Find The right Loan for you.

Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (i) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.

Contact:
Expert Group, Inc.
Expert Financing
www.ExpertCreditFixUSA.com
or call:
305-949-LOAN (5626)

Arthurnuh
10-31-2015,
EXPU What a great day today closed up 18% off the great news that came out dec/24th
Expert Group Inc. Releases Budget Report, Announces Full Business Profitability
Expert Group Inc. Releases Budget Report, Announces Full Business Profitability
MIAMI, FL, Dec. 24, 2009 (Marketwire) --

MIAMI, FL -- (Marketwire) -- 12/24/09 -- Expert Group, Inc. (PINKSHEETS: EXPU), a Financial Lending Institution specializing in Home and Commercial Real Estate Loans, is pleased to release the 2010 Budget Report.

Robert Rico stated: "The 2010 Budget Report is an explanation of what Expert Group's break even point is for any given month. Based on 2009 numbers, Expert Group only needs to close 10 loans per month in order to break even. We at Expert believe that we will far exceed 10 closed loans every month, however, our 'break even budget' is being made public so that investors can understand that moving forward now and into 2010 Expert Group is operating as a 100% profitable business entity."

In 2009, the average loan amount that Expert Group closed was $170,000 per loan. Expert Group earned revenues on average of $5,010 per loan, or 3% commission of the total loan amount. Expert Group averaged $2,040 net profit per loan, or 40% of the closing revenues.

Expert Group need only close 10 loans per month to cover the entire business overhead. This figure includes all three of the Expert Financing locations and covers all business operations. The "break even budget" does not take into consideration commercial or jumbo loans nor any revenues generated from title closings.

Expert Group invites investors to view the full Budget Report by visiting: http://ow.ly/P4m7 (200KB PDF)

Mr. Rico further explained: "We are fortunate to be in the growth-oriented South Florida market and we will continue to grow the business in a turnaround economy. October and November home data indicates that the Florida housing market is sharply rebounding."

Expert Group is entering 2010 with $2.3M in new loans business and even more on deck. The Expert Group 'Pipeline Report' details those loans which have progressed to a point where Expert is fully confident that they will close. We currently have 15 new loans in our pipeline. Additionally, Expert has another 25 new loans on deck that are at the D.U. stage or 'Desktop Underwriting' and have a high likelihood of closing.

Investors are invited to view our current Pipeline Report here: http://ow.ly/P4xl (20KB PDF)

Robert Rico concluded: "We are entering 2010 with 3 locations and an aggressive marketing strategy. This puts us in a wonderful position to experience massive growth in 2010. As always I want to extend an invitation to all shareholders to visit us. Have a Merry Christmas and a Happy New Year from Expert Financing."

About Expert Group, Inc.

Expert Group, Inc. markets a variety of financial products and services through Expert Financing & Investments; Expert is licensed by the Department of Financial Regulations and a member of FAMB, FHA and VA Lender.