Summary

February can be good for stocks.
Kinder Morgan is less sensitive to oil price.
LendingClub does not have a sound business model.
Stocks discussed on the in-depth session of Jim Cramer's Mad Money TV Program, Tuesday, February 3.

There has been a change from bad in January, to good in February. Cramer reviewed what changed from "breaking bad to breaking good" that led to two days' rally in February. First is the currency. The euro has taken a small U-turn after the Greek election. While investors were expecting a freefall in the euro, it did not happen.

Cramer thinks the change in outlook is due to the new Greek finance minister and mentioned the elections came at the right time. He also sees signs of economic recovery in Europe with Germany having strong auto sales and ManpowerGroup (NYSE:MAN) seeing strong growth in Northern Europe.

Secondly, the rise in 10-year treasury rates is good for the 17% financials group of the S&P 500.

The third reason for change is the recovery in oil price. Cramer thinks that oil has found a bottom finally as some oil stocks which lowered their guidance and got analyst downgrades, are trading higher. "This is how a bottom is defined," said Cramer.

Rise in copper is another reason. Copper started rising recently on the back of stimulus by China. Copper is viewed in co-relation with China's growth.

If all the up-trends hold, then February will be a positive month for stocks and Cramer thinks investors should make the best of this move.