Discussion and questions about student financial support arrangements - from government loans and grants to university bursaries.
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Discussion and questions about student financial support arrangements - from government loans and grants to university bursaries.
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Of course, another option you have is to simply find a job, work for a year and build up some savings for uni, and/or continue to work while you study. Doing this will be cheaper for you overall but obviously means you won't graduate until a year later.
Their interest rate is very high, closer to credit card territory than a personal loan, and obviously it's going to be more expensive than the government-backed student loans company. You'd likely get much better credit if your parents were willing to take out a personal loan for you, if that's an option.
Get a job for a year/part-time while you're at university. Avoid loans if you can.