Do you trade online? and if you do - with whom? If your new at this, the first thing you should know is - You shouldn't be paying so much in "commission fees". "Commission Fees" are mostly a thing of the past. Most online trading sites offer trades anywhere from $5.00 a trade to $14.00 a trade.
I use Trading Direct and they charge $9.95 a trade - period. (And they are relatively good about answering those "dumb questions" many of us have to ask when first starting out)