Day 4 of trading. I still have placenta juice all over me from the newness, so forgive me. QUESTION: A member on this site discouraged me from buying mutual funds as opposed to ETFs which you can do a lot more with. My question is, what would be a good suggestion on a long term ETF that is stable, (even in this current market), and that has a decent payoff? I'm looking to invest a few hundred dollars into such a long term ETF that has been known to give a decent payoff over time, and if anyone on here has had success with one or more that they can recommend, the info would be GREATLY appreciated!