I went yesterday to talk with a bank about opening a business checking account. While they were offering a "free for a year" incentive, this did not include checks. Business checks are outrageous.

Since funds are limited (ie. nonexistant) at present, should I just open up a personal account for now and keep my business funds seperate?

And while I'm on the subject, you would think that banks would be more eager to get your business. Gone are the days when they are the only game in town.