I have a substantial (at least to me) amount of money from the sale of a second home. The money is momentarily in a savings account at a big branch bank in the US. The amount is such that I have access to a "free" financial planner. I would not be against investing in the products offer by the bank, but think I could do better someplace else.
Should I go straight to a fee only financial advisor or is there something I, as a naive investor, can gain from an advisor attached to a big bank?