Well, that is what I may do; open an account and see how I like it. If there are any exit fees they are automatically out of the running. I've been able to pull every last penny out of S/T and have it in my bank account either the same day or the following day via wire transfer, I can also bring a cashiers check in the morning and be trading that money in the afternoon. They also offer a Visa card linked to your account and checks. The margin account also remains open even with a zero balance. Obviously anything less than that would not even warrant a test drive for me.

Now I sound like I'm hyping them, which is not my intention by a long shot after today's BS.