I understand the basic premise of the load vs. no load debate and can see the appeal of a no load fund. However, it seems that the mutual fund world is dominated by load funds and in the case of a strong performer it may be best to just bite the bullet and go with a good load fund.

My question for those that have more experience in this arena than I is: Would you consider a Front-end Sales Charge of 5.75% to be too high? Furthermore, how would you rate a Total Expense Ratio of 1.25% and a 12b-1 Ratio of 0.42%?