1. I do not want to spend my life working. I do not need a huge stack of cash to enjoy life, and would rather spend my time on hobbies where I am my own boss than at a high paying job.

2. I can manage my cash as well as “professional” brokers. The catalyst that began my journey was after watching my “professionally managed” $45,000 investment account at Charles Schwab continuously decline to a meager $3,000 between 2011 and 2015. I figured I can do at least that good, so I moved my funds over to an account I now manage and have started trading myself.