Now, this person really tries to limit their 401K to the "perfect" looking situations. And being in for this long is tumultuous. Stay or go? And is I/he/she a hog for staying in GLD above possibly $110? Or a wise investor realizing the public (and thanks to India ) is about to dump more money into gold?

The typical process of this member find the surest looking rising stock, go all in, ride it to a tidy profit, and then get out and move onto the next one.