"Dare to be DIfferent"
Passive investors, benchmark huggers and herd followers have a high probability of achieving average performance and little risk of falling far short. But in exchange for safety from being much below average, they surrender their chance of being much above average. All investors have to decide whether that's okay. And, if not, what they'll do about it.
I agreed with your views, actually many people are afraid of risk so they exit early from any deal.