Personal finance links: overpaying for management

[acekuwihaz]

It is harder to become a hairdresser than a financial advisor. (blogs.wsj.com) (http://blogs.wsj.com/moneybeat/2016/04/08/how-come-its-still-harder-to-become-a-hairdresser-than-a-financial-adviser/)
New fiduciary rules could assist the rise of robo-advisors. (nytimes.com) (http://www.nytimes.com/2016/04/08/business/dealbook/new-financial-investment-rules-may-aid-robo-advisers.html)
Is your advisor a fiduciary? (pragcap.com) (http://www.pragcap.com/is-your-adviser-a-fiduciary/)
Rules or no rules the financial industry is moving toward a fiduciary standard. (fortune.com) (http://fortune.com/2016/04/06/retirement-savings-fiduciary-rule/)
Setting goals is just one part of the advisor's job. (awealthofcommonsense.com) (http://awealthofcommonsense.com/2016/04/the-dual-mandate-of-an-investment-advisor/)

[AdamarWeri]

You are, and always have been, responsible for your own retirement. (wsj.com) (http://www.wsj.com/articles/you-are-responsible-for-your-retirement-1460160982)
Two reasons why we don't save enough for retirement. (evidenceinvestor.co.uk) (http://www.evidenceinvestor.co.uk/the-two-blind-spots-that-stop-us-seeing-the-need-to-invest/)

[ADEFelicit]

here's really nothing good you can say about fixed-index annuities. (tonyisola.com) (http://tonyisola.com/2016/04/the-rosemarys-baby-of-investment-products-2/)

[AdolphRit]

The how and why of annuitization. (etf.com) (http://www.etf.com/sections/index-investor-corner/swedroe-12/)
Some more ways to decrease your investment taxes. (ritholtz.com) (http://ritholtz.com/2016/04/smart-things-people-increase-tax-refund/)

[admin]

Teachers don't feel comfortable teaching financial literacy. (thinkadvisor.com) (http://www.thinkadvisor.com/2016/04/04/how-to-increase-financial-literacy-start-young-tra)
The NFL has a great 401(k) plan for players. (marketwatch.com) (http://www.marketwatch.com/story/this-nfl-training-camp-turns-football-players-into-financial-stars-2016-04-06)
A Q&A with Matt Hall author of "Odds On: The Making of an Evidence-Based Investor."* (abnormalreturns.com) (http://abnormalreturns.com/2016/04/11/qa-with-matt-hall-author-of-odds-on-the-making-of-an-evidence-based-investor/)